Wales: same tax, local support
Welsh income tax rates are currently set at the same levels as England and Northern Ireland, so your tax maths works the same way — but the business-support landscape (grants, advice and funding via Business Wales) is Welsh-specific, and we point you to what's genuinely available in your area.
Built for Cardiff's businesses
Cardiff has real strength in media, fintech and the public sector, and startups here don't need a generalist down the road — they need specialists who answer quickly and price fairly. Because we work online, you get exactly that, plus a nudge towards the right local support: Business Wales is a good first stop for grants and advice, and our Swoop-powered funding portal searches 1,000+ lenders and grant schemes on top.
What should Cardiff businesses know about public-sector work and Welsh support?
Welsh income tax rates are currently set at the same levels as England and Northern Ireland, so the personal tax arithmetic is familiar — what differs in Cardiff is who you sell to and where support comes from. Public authorities have been inside the off-payroll working rules since April 2017, so if you contract to a government body, an NHS organisation or a local authority, that client determines your IR35 status and will usually deduct tax at source. Media and production freelancers face the opposite pattern: short bookings from private clients, several at a time, with payments on account due in January and July regardless. Grants and advice run through Business Wales, which is a different landscape from the English growth hubs.
