Pensions, protection, mortgages, wills and estate planning, explained for founders. This is general information and not advice. Regulated advice is available from an FCA-authorised firm if you want it.
Founders usually have to arrange their own pension, income protection and will, because no employer does it for them. These pages explain what each area involves, so you can decide whether to look into it and get regulated advice if you choose to.
Only a firm authorised by the Financial Conduct Authority can give you regulated financial advice. You can find one on the FCA register. Buzz has an introducer agreement with Equity & General (E&G), authorised and regulated by the FCA (No. 474163). If you would like an introduction, we can make one.
These guides explain what each area involves, so you know which questions to ask an adviser.
Regulated advice can only come from an FCA-authorised firm. You can search the FCA register, or ask us for an introduction to Equity & General, the firm we have an introducer agreement with.
An introduction is free, and you do not have to take one. If you go on to take advice, the adviser explains any fees before any work starts.
Only a firm authorised by the FCA. Buzz is not authorised to give regulated advice. We have an introducer agreement with Equity & General (E&G), authorised and regulated by the FCA (No. 474163), and we can introduce you if you would like. You can also find an authorised firm on the FCA register.
Yes. Lenders assess director and self-employed income differently from a salary, and they usually ask for up-to-date accounts. A regulated mortgage adviser can find lenders that suit your income, using the accounts we prepare.
These pages cover the basics of wills, Lasting Powers of Attorney, trusts and inheritance tax planning. Will-writing and some estate-planning services are not regulated by the FCA. If you want a will or estate plan arranged, we can introduce you to E&G's estate-planning specialists.
No. An introduction is free, and you do not have to take one. If you go on to take advice, the adviser tells you the fees before any work starts.
Buzz Financial Services is a trading style of Equity & General Financial Services Limited, authorised and regulated by the Financial Conduct Authority (FCA 474163).
Works out whether your pensions will cover the retirement income you want, and by how much they fall short.
Open the calculatorWorks out how much cover a family would need: debts to clear and income to replace, less cover already in place.
Open the calculatorWorks out the inheritance tax on an estate as things stand, and which nil rate bands apply.
Open the calculatorCompares company profit paid into a director's pension with the same sum taken as salary or a dividend, at 2026/27 rates.
Open the calculatorWorks out the capital gains tax on selling a business, with Business Asset Disposal Relief at 18% up to the £1 million limit.
Open the calculatorAsks twenty-five questions across retirement, protection, savings, mortgage, estate and day-to-day money, then writes a report on where the gaps are.
Open the calculatorGeneral information only. This page explains a topic in general terms. It is not advice, a personal recommendation or a financial promotion, and it does not invite or encourage you to buy any product or service. Everyone's circumstances are different.
Regulated financial advice can only be given by a firm authorised by the Financial Conduct Authority. You can find one on the FCA register (register.fca.org.uk). Buzz Accounting is not authorised to give regulated financial advice. We have an introducer agreement with Equity & General (E&G), authorised and regulated by the FCA (No. 474163). If you would like an introduction, we can make one.
The value of investments and any income from them can fall as well as rise, and you may get back less than you invested. Your home may be repossessed if you do not keep up repayments on a mortgage. Tax treatment depends on your individual circumstances and may change. Will-writing, trusts and some estate-planning services are not regulated by the Financial Conduct Authority.
