Your monthly fee is quoted on your answers rather than published as a band, and confirmed in writing before you commit. FreeAgent stays included whatever it comes to.
Quoted in writing before we start
Accountants for UK startups
Startup accountants who give you more than a spreadsheet.
We look after UK start-ups from formation through to your first raise — company setup, bookkeeping, payroll, tax and the funding side — on one fixed monthly fee.
Worth up to £330 a year
1,000+ lenders via Swoop
The same person every time
Why owners switch to us
Three things you get on day one
FreeAgent, included
Award-winning accounting software in every package — worth up to £330 a year. Invoicing, expenses, bank feeds and tax forecasts, with no separate subscription to pay.
About FreeAgentFree business banking with Mettle
We've partnered with Mettle, by NatWest — a free business account built for the self-employed and small companies, with FSCS protection on eligible funds.
About MettleFunding when you need it
Our Swoop-powered funding portal matches you with loans, grants and finance from across the market — one search, real options, no obligation.
Explore fundingWhat's included
Everything a startup needs. Nothing it doesn't.
- Company formation
- Incorporation done properly — the right share structure, SIC codes and registrations, not the 10-minute web-form version you untangle later.
- Accounts & corporation tax
- Year-end statutory accounts and CT600 prepared and filed, with your tax bill forecast all year — never a surprise.
- Bookkeeping & VAT
- Startup bookkeeping in FreeAgent — live bank feeds, receipts captured on your phone — plus VAT registration, scheme choice and returns timed to your advantage and filed every quarter.
- Founder pay & payroll
- The optimum salary-and-dividends mix for directors, payroll run for your first hires, and pensions auto-enrolment handled.
- Funding & forecasts
- Runway you can see, forecasts investors take seriously, and the Swoop portal when you need capital.
- Advice that scales with you
- Start with compliance. Add management accounts, a virtual finance team or coaching when the numbers say it's time.
Funding · Powered by Swoop
Need funding? Search the whole market in minutes.
Every client gets access to our Buzz funding portal, powered by Swoop — one of the UK's leading business-funding platforms. One profile, matched against 1,000+ providers: start-up loans, working capital, asset finance, grants and equity.
- Start-up loans and government-backed schemes
- Grants you may never have heard of
- Working capital, invoice and asset finance
- No obligation — see your matches before you decide
Financial guidance
Pensions, protection, mortgages & estate planning — explained.
Working for yourself means no one hands you a pension or a safety net. Our plain-English guides explain the financial basics startups actually need to understand — and where to get regulated advice if and when you want it.
- Pensions & investments
- Protection & income cover
- Mortgages for the self-employed
- Wills & estate planning
Free startup guides
Learn it yourself — or skip ahead
How to start a limited company
From choosing a name to your first filing deadlines — the complete, current, no-fluff walkthrough.
Read guideStartup funding, explained
Loans, grants, equity and everything between — what each really costs and when each makes sense.
Read guideHow to pay yourself
Salary vs dividends in plain English, and the mix most founders should start with.
Read guideQuestions founders ask
Straight answers
How much does a startup accountant cost?
Answer four short questions in the instant quote and you will see the monthly fee, with the full proposal emailed at the same time. It takes about two minutes. FreeAgent software is included whatever the fee comes to, and questions are never billed separately.
Can you set up my limited company?
Yes — we handle incorporation, share structure, registering for corporation tax, VAT and PAYE where needed, and set up FreeAgent so you're organised from day one.
Do you work with technical startups?
Tech is most of what we do — SaaS, deep tech and hardware, biotech and health tech, fintech, e-commerce and AI. Each has its own sector page setting out where R&D relief actually lands in that field and what catches it out, because the answer genuinely differs. We act for start-ups outside tech too: if it is early-stage and ambitious, it is a fit.
What software do you use?
FreeAgent is included free in every package (worth up to £330 a year), and it pairs perfectly with a free Mettle business account. We're also a Xero Gold Partner for more complex businesses.
Can you help us raise funding?
Yes. Every client gets access to our Swoop-powered funding portal — one profile matched against 1,000+ lenders, grants and finance providers — plus our help sense-checking any offer before you sign.
We haven't incorporated yet. Is it too early to talk?
It's the best time to talk. Fifteen minutes before you incorporate can save months of unwinding the wrong share structure, VAT position or payroll setup later.
Free business tools
Free tools to grow a more profitable business
Straight-talking tools from the coaching team at Buzz — a profit calculator, a business health-check and performance scorecards. Answer a few questions, get a personalised report in minutes, plus a free 30-minute coaching debrief.
