Start Up Loans
Government-backed personal loans of £500–£25,000 per director for businesses under three years old — fixed 6% interest and free mentoring.
Funding · Powered by Swoop
Fuel for your startup — loans, grants and finance in one search.
Our funding portal — powered by Swoop — matches your business against 1,000+ providers of loans, grants and finance. One profile, the whole market, no obligation.
How it works
From 'we need money' to real offers
- 1Build one profile
Ten minutes on the portal — who you are, what you need the money for, roughly how much.
- 2See your matches
Swoop's engine checks 1,000+ funding providers and shows what your business is actually likely to get — with no hard credit search.
- 3Sense-check with us
Before you accept anything, we look at the true cost against your numbers. Cheap headline rates with expensive strings get caught here.
- 4Get funded
Apply to the option you choose, with your paperwork and figures already in order — which is exactly what lenders want to see.
What's on the market
The funding most startups never hear about
Grants
Innovation, regional and sector grants that don't dilute you and don't need repaying — the catch is finding them, which is what the portal is for.
Working capital
Overdraft alternatives, revolving credit and revenue-based finance to smooth the gap between paying suppliers and getting paid.
Asset & equipment finance
Spread the cost of kit, vehicles and machinery instead of burning runway on day-one purchases.
R&D-linked funding
If you're building something genuinely new, R&D tax relief and advances against it can fund a meaningful slice of development.
Equity readiness
Thinking about angels or VCs? We get your numbers investor-grade first — clean accounts, a defensible forecast and a data room that doesn't embarrass you.
Funding questions
Asked all the time
What is the Buzz funding portal?
It's our white-label version of Swoop, one of the UK's leading business-funding platforms. You build one profile and it matches you against 1,000+ lenders, grant schemes and equity providers.
Does searching affect my credit score?
No. Exploring your matches is a soft search — a full credit check only happens if you choose to proceed with a specific lender's application.
What kind of funding can it find?
Start-up loans, government-backed schemes, working capital and revenue-based finance, asset finance, innovation grants, R&D-linked lending and introductions towards equity investment — matched to your stage and sector.
Does it cost anything to use?
No — searching and seeing your matches is free with no obligation. If you take funding, the provider's normal terms apply, and we'll help you sanity-check them first.
Will you help me choose?
Yes. That's the point of having an accountant in the loop — we'll look at the real cost of each option against your cashflow before you sign anything.
