FreeAgent · Included as standard

The startup finance stack, sorted on day one.

Every one of our packages includes an award-winning FreeAgent subscription — worth up to £330 a year — so your invoicing, expenses, bank feeds and tax picture live in one place, with us watching over it.

What FreeAgent does for you

Less admin. Clearer numbers. Easier tax.

Invoicing and getting paid
Smart invoices with automatic reminders and card payments, so what you are owed is visible without a spreadsheet.
Bank feeds
Transactions flow in automatically and FreeAgent learns how to categorise them. Bookkeeping in minutes rather than evenings.
A live tax estimate
What you owe, updating as the year unfolds — so your first corporation tax bill is a number you've watched all year, not a January ambush.
Expenses from your phone
Snap a receipt and it is filed. Mileage, home office and subscriptions get claimed rather than forgotten.
Making Tax Digital
MTD-ready for VAT and Income Tax quarterly updates, so HMRC's digital rules are handled without changing how you work.
A person behind it
FreeAgent plus us — a named accountant checking the numbers, answering questions and filing on time. Software does not do that part.
The maths

Why 'included' beats 'discounted'

Most firms either charge for software on top of their fees or hand you a temporary discount that quietly expires. We do neither. FreeAgent's standard price is up to £330 a year — with us it's £0, for as long as you're a client. That's not a promotion; it's how our packages are built.

For a startup watching every pound of runway, £330 a year is a real line item — that's your domain, email and a chunk of your insurance covered, just for picking an accountant whose deal is properly built.

The licence

What FreeAgent costs if you buy it yourself

List prices from freeagent.com/pricing, checked September 2026. The two add-ons are chargeable whoever you buy through.
What you'd payWhat you pay with us
FreeAgent, limited company plan£330 a year plus VAT£0
FreeAgent, sole trader plan£190 a year plus VAT£0
Unlimited receipt capture add-on£5 a month plus VAT£5 a month plus VAT
Amazon marketplace connector£6 a month plus VAT£6 a month plus VAT
How the free licence actually works

The condition nobody spells out

FreeAgent is free for as long as you hold a business current account with NatWest, Royal Bank of Scotland, Ulster Bank or Mettle. That is FreeAgent’s arrangement, not a discount we negotiated, and it is the same for everybody.

The part that catches people out is the Mettle condition: the licence stays free only while you make at least one transaction a month through the Mettle account. Open it, never use it, and the licence reverts to a paid plan. If you run your money through a different bank and keep Mettle as a dormant account, that is exactly what will happen.

So we set it up the other way round — Mettle as the account your business actually runs on, with the bank feed wired into FreeAgent from day one. One live account, one live feed, one set of books that is right without anybody typing anything in.

If you would rather bank elsewhere, say so at the start. We will either put the FreeAgent licence on our own practice account or move you to Xero instead, and quote accordingly. What we will not do is set you up on an arrangement that quietly starts charging you in month three.

Limits

Where FreeAgent stops, and what we move you to

Real stock to count — you hold inventory, pick and pack
FreeAgent has no stock control. We move you to Xero with an inventory app on top, and the fee changes to match.
Serious multi-currency — you invoice and buy in several currencies
FreeAgent handles foreign currency invoices but is thin on revaluation. Xero is the better tool and we will say so.
A group — a holding company and subsidiaries to consolidate
Consolidation is not something FreeAgent does. We prepare group accounts separately, which is normal at this size.
Hundreds of bills a month
The unlimited receipt capture add-on becomes worth its £5, or we put a dedicated bills tool in front of it.

We are a Xero Gold Partner as well, so any of these means moving you to a different tool rather than a different firm.

FreeAgent questions

Asked all the time

Is FreeAgent really included, with nothing extra to pay?

Yes. FreeAgent comes as standard with every package, so you don't pay the usual monthly subscription on top — that can save up to £330 a year compared with subscribing directly.

I already use FreeAgent. Can you take over my account?

Yes. We simply connect to your existing FreeAgent account as your accountant — nothing to re-enter, no data lost, and you stop paying the subscription because it moves onto our partner licence.

Is FreeAgent right for startups?

It was built for exactly this. FreeAgent started life as software for freelancers and small businesses, and it remains the highest-rated UK accounting software for startups.

Do you also support Xero?

Yes. FreeAgent suits most of our clients here, but if your business is more complex we're a Xero Gold Partner too — we'll recommend whichever genuinely fits.

Can FreeAgent handle Making Tax Digital?

Yes. FreeAgent is fully MTD-compatible — it files VAT returns digitally and supports MTD for Income Tax quarterly updates, which is exactly why we recommend it.

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